IMPORTANT NOTICE: RISK DISCLOSURE AND LIMITATION OF LIABILITY

This document constitutes a legally binding disclaimer applicable globally. By accessing, acquiring, holding, or interacting in any way with the TPAI token or the Telepad AI ecosystem, you agree to be bound by the terms herein and waive certain legal rights, to the extent permitted under applicable law in your jurisdiction.

1. No Offer of Securities or Financial Products

The TPAI token is a utility token and is not intended to constitute securities, commodities, financial instruments, or investment contracts in any jurisdiction. The offering and distribution of TPAI does not require registration or licensing under the laws of any country, including but not limited to the United States, United Kingdom, European Union, Singapore, United Arab Emirates, or any other regulatory body.

It is your sole responsibility to determine whether your participation complies with local laws, and you agree that Telepad AI and its affiliates shall not be liable for any non-compliance on your part.

2. Assumption of Risk

You acknowledge and expressly agree that:

• The cryptocurrency market is highly volatile and speculative.
• The value of TPAI may fluctuate dramatically due to factors beyond the control of the development team.
• There is a risk of total loss of your contribution or the value of tokens held.
• Legal frameworks governing blockchain assets are evolving, and future regulatory actions could materially impact TPAI.

3. No Warranties or Representations

To the maximum extent permitted by applicable law, TPAI and its affiliated parties disclaim all warranties, whether express, implied, or statutory, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy of information.

4. No Fiduciary Duty or Advisory Relationship

Nothing in this document or in any materials provided by Telepad AI shall be construed to create a fiduciary, advisory, or client relationship. No information provided constitutes legal, tax, investment, or financial advice. You are solely responsible for seeking guidance from licensed professionals in your jurisdiction.

5. Limitation of Liability

To the fullest extent permitted by law, Telepad AI, its founders, team members, developers, partners, and affiliates shall not be liable for any direct, indirect, incidental, special, punitive, or consequential losses or damages, including but not limited to:

• Loss of profits or revenue
• Business interruption
• Loss of data
• Regulatory enforcement actions
• Market crashes or token devaluation

6. Indemnification

You agree to fully indemnify, defend, and hold harmless Telepad AI and its affiliates from and against all claims, liabilities, damages, losses, and expenses (including legal fees) arising from:

• Your use of or interaction with TPAI
• Violation of any law, regulation, or rights of any third party
• Breach of this Disclaimer or any related policy

7. Local Law Compliance

You are solely responsible for ensuring that your participation in TPAI complies with all applicable laws and regulations in your jurisdiction, including those relating to:

• Anti-money laundering (AML)
• Counter-terrorism financing (CTF)
• Taxation and reporting
• Securities and investment laws

8. Binding Agreement

By interacting in any way with the TPAI ecosystem—including but not limited to token acquisition, use of the platform, or participation in community governance—you acknowledge that you have read, understood, and agreed to this Legal Disclaimer. This document shall be binding in all jurisdictions to the fullest extent permitted by law.